Fractional Reserve Community Currencies

A New Instrument for Effective Development Aid In emerging economies, the lack of disposable income is a real obstacle to economic growth. Adding evenly distributed currency in a local setting can tackle this problem. Especially, if the supply and usage of said currency is governed democratically. The Encointer Association has tackled this opportunity in the […]
Grassroots Democracy for Local Communities

Encointer is a decentralized digital platform that empowers local communities to issue their own currencies and manage common funds. But who is actually in charge? Who can make changes to the configuration of monetary policy or the geographical boundaries of the community? In contrast to most other community currencies, Encointer operates without a central entity […]
Towards a global web of trust for Web3 voting

Democratic ballots based on one person, one vote are difficult to conduct in the Web3 space. Encointer can provide proof-of-personhood at local level, but how can that be extended globally?
Human or algorithm? How Encointer can support better AI transparency

The proliferation of AI-based tools for creating visual and written content means we can no longer always trust that anything we see online has been generated by a human.
One human, one account — How Encointer can help tackle review and comment fraud

When trying to form an opinion about a product or service, we often find ourselves gazing at the stars on platforms like Amazon or TripAdvisor to help make up our minds.
Introducing BeeDance

Encointer has made it possible for any community to create and distribute its own local currency. With its highly secure and decentralized Sybil-defense protocol, it lays the foundation for community-issued income.